Every business is different. Your processing rate is based on your industry, risk profile, customer locations and processing requirements.
Tell us about your business and we’ll provide your individual rate before onboarding begins.
Your rate is based on your business and processing requirements.
One-time merchant onboarding, setup and integration.
*Fee waiver available for high transaction accounts – contact us to see if you qualify.
No monthly platform, account or gateway fee.
A simple onboarding process with everything you need to go live.
Business review and processing requirements
We configure your approved merchant account.
We connect your approved website(s)
We test your payment flow before going live.
Clear fees. No monthly platform or gateway charges.
Your individual rate is based on your business, industry, customer locations and processing requirements.
Your rate will be confirmed in your Commercial Offer before onboarding begins.
No. PERQ does not charge a monthly account, platform or gateway fee.
The onboarding fee becomes payable after your Merchant Agreement has been signed and before formal onboarding begins.
Yes. If PERQ is unable to approve your merchant account during the onboarding process, the onboarding fee will be refunded.
A rolling reserve is a portion of processed funds temporarily held to cover potential payment liabilities such as chargebacks and refunds.
PERQ’s rolling reserve is 10%, held for 180 days and capped at USD $150,000 per MID.
The reserve is not an additional processing fee and eligible funds are released following the applicable holding period.
PERQ currently supports processing in USD, EUR and AED.
Yes. Crypto settlement is available in USDT or USDC using TRC20 or ERC20. A 1% crypto settlement fee applies.
New-to-card transactions are settled T+7, weekly on Tuesdays.
Trusted and returning transactions are settled T+3, on Tuesdays and Fridays.
Yes. The minimum settlement amount is USD $10,000.
Complete our short onboarding questionnaire and we’ll review your business and processing requirements.